Blogs

Weighing the pros and cons of cash vs. credit can help you strategize your spending habits and get the most out of your money. If you’re wondering if you should carry cash or rely on plastic, consider your financial goals first. Here’s a guide to getting started. You have plenty of ways to spend your money, between cash, credit, debit and digital wallets. But ultimately, it boils down to just two choices: cash vs. credit. Debit cards and digital wallets don’t grow the funds within; they’re just electronic cash. Meanwhile, credit cards allow you to buy now and pay later. Which is superior? When...

Cryptocurrency scam threats continue to grow and are now the preferred payment method for fraudsters. According to the Federal Trade Commission in 2022, cryptocurrency was the most common payment method for fraudulent activity, with approximately $2 billion in transfers. Here’s an overview of cryptocurrency fraud and important tips on how to help protect yourself and your family. What is cryptocurrency? Cryptocurrency is a digital currency, which is decentralized, or not controlled by a government or traditional financial institution. Cryptocurrency is used as an alternative form of payment or...

Protecting our seniors from scams is crucial. Learn effective defensive tactics against scams targeting seniors to safeguard their finances. Don't let scammers take advantage! After a life of hard work, many baby boomers are now transitioning into their golden years. Perhaps you have already retired or are creating a career exit plan now. Either way, securing your financial situation is critical as you enter this new phase of life. Unfortunately, fraudsters are out there, and they wouldn’t mind taking advantage of the value you’ve accrued from your life’s work. In fact, to this end, they often...

Empower yourself with the right questions to ask advisors in order to build a comprehensive wealth plan. Gain insights on important considerations and make informed choices to create a solid foundation for your financial success. Millennials as a generation have had to find unique ways to navigate several volatile economic periods. You may have had to cut back or get a side hustle to make it through some tight spots yourself. While starting out from a disadvantaged market position isn’t ideal, it can illustrate the value of prioritizing your financial stability and building a long-term wealth...

Ensure a smooth transfer to the next generation with the essential steps outlined in our latest blog. Readers will learn valuable insights on how to prepare the next generation for managing wealth. Don't miss out on how to secure your family's financial legacy for generations. A lifetime of hard work and smart financial moves have rewarded you with generational wealth. Now, as you enter your golden years, it’s time to develop a plan for transitioning that wealth to your heirs. Conversations around money can be difficult, especially when family is involved. For instance, there may be...